TheFundOne (“us”, “we”, or “our”) operates and manages the https://thefundone.com/ website (the “Service”).
Privacy Policy Effective Date: 01/01/2024
Information Collection And Use
This page explains our policies regarding how we collect, use, and disclose personal information when you use our Service, as well as the choices available to you concerning your data. TheFundOne’s Privacy Policy is managed through the Free Privacy Policy Website. We use your information to deliver and enhance our Service. By accessing the Service, you agree to the collection and use of your data as described in this policy. Unless otherwise stated, terms in this Privacy Policy carry the same definitions as those in our Terms and Conditions, which can be found at https://thefundone.com/.
We collect various types of information for multiple purposes to improve and provide our Service to you.
TYPES OF DATA COLLECTED
Personal Data
When using our Service, we may request that you provide us with certain personally identifiable information (“Personal Data”) that can be used to contact or identify you. This information may include, but is not limited to:
- Email address
- First name and last name
- Phone number
- Cookies and Usage Data
Usage Data
We may also collect “Usage Data” regarding the access and utilization of the Service, including information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
Tracking & Cookies Data
We employ cookies and similar tracking technologies to track the activity on our Service and store certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies, such as beacons, tags, and scripts, are also used to gather and track information to enhance and analyze our Service.
You can set your browser to refuse all cookies or to alert you when a cookie is being sent. However, if you decline cookies, some parts of our Service may become inaccessible.
Examples of Cookies we use:
- Session Cookies. We use Session Cookies to operate our Service.
- Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
- Security Cookies. We use Security Cookies for security purposes.
Use of Data
TheFundOne utilizes the collected data for various purposes:
- To provide and maintain the Service
- To notify you about changes to our Service
- To allow you to participate in interactive features of our Service when you choose to do so
- To provide customer care and support
- To provide analysis or valuable information so that we can
- To monitor the usage of the Service
- To detect, prevent, and address technical issues
- To market the Service and related ads or content
We might take your personal details and other related information to generate data that has been anonymized or combined. This anonymized or combined data is not considered personal information, and we can utilize it in various ways. These include gauging visitors’ interest in different sections or features of our services, conducting research, performing internal analysis, carrying out analytics, and for any other purposes allowed by law.
TRANSFER OF DATA
We may transfer and maintain your information, including Personal Data, to and on computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those from your jurisdiction. If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to the United States and process it there.
By consenting to this Privacy Policy and submitting your information, you confirm your agreement to the transfer of your information, including Personal Data.
TheFundOne will make every reasonably necessary effort to ensure your data is handled securely and in line with this Privacy Policy. Your Personal Data will not be transferred to any organization or country unless there are sufficient controls in place to protect your data and personal information.
EXERCISING YOUR RIGHTS
Opting Out
You can opt out of receiving promotional, advertising, or other service-related emails from us by clicking the unsubscribe link at the bottom of those emails. Please be aware that even if you unsubscribe from these emails, we may still send you responses to “Contact Us” requests and essential administrative emails (such as those related to password resets, email verification, or payment information) necessary for your use of the Services. You can block Cookies by changing your Internet browser settings. You can find out more about Cookies and how to manage them by visiting www.AboutCookies.org or www.allaboutcookies.org.
Advertising and Online Tracking
We partner with third-party companies to display advertisements and collect specific data when you visit our website. These companies may gather information such as clickstream data, browser type, date and time of visits, and the content of ads you interact with. They use this data to show you ads for products and services that may interest you. Additionally, they may link identifiers from your browser or device to those from other devices you use, such as linking your computer’s identifier to that of your tablet or phone. This helps them tailor ads to your interests across different devices and send personalized marketing messages. These companies often use cookies, tracking pixels, or third-party web beacons to collect this information and may also use other personal data, like your email address, to serve ads.
“Do Not Track” (DNT) is a setting in some web browsers that allows users to indicate that they don’t want their online activity tracked over time and across different websites. However, we do not recognize or respond to DNT signals or similar mechanisms from browsers. For more information or to opt out of data collection by these companies, visit www.networkadvertising.org/choices and www.aboutads.info/choices/.
Your Privacy Rights
Under applicable privacy regulations, you may have the following rights:
- Access or obtain a copy of your Personal Information.
- Receive an electronic copy of Personal Information you’ve provided (“right of data portability”).
- Object to or limit how we use your Personal Information.
- Request correction or amendment of inaccurate, incomplete, or improperly processed Personal Information.
- Withdraw your consent where applicable.
- Request deletion of Personal Information held by us, with certain legal exceptions.
To exercise any of these rights, please contact us using the information provided below. We will handle your requests in accordance with the law. To protect your privacy, we will verify your identity before proceeding with your request.
DISCLOSURE OF DATA
Legal Requirements
Your Personal Data may be disclosed in good faith belief by TheFundOne if it may be necessary:
- To comply with a legal obligation
- To protect and defend the rights or property of TheFundOne
- To prevent or investigate possible wrongdoing in connection with the Service
- To protect the personal safety of users of the Service or the public
- To protect against legal liability
Service Providers
We might disclose and share any information we obtain, including business and personal details, with service providers assisting us in delivering our services. These service providers may include those responsible for: (i) delivering our services and managing loan processes; (ii) offering hosting, IT, and associated services; (iii) supplying requested information and services; (iv) handling payments and ensuring performance; and (v) performing customer service tasks.
Affiliates
We might share your personal and business information, TheFundOne credit decisions and processes, and Third Party Account details (with or without compensation) with merchants, vendors, advertisers, and other affiliates of TheFundOne to help you use our service and meet our contractual commitments. All affiliates must keep any accessed personal information confidential. “Affiliate” refers to any entity that controls, is controlled by, or is under common control with TheFundOne. Note that this sharing does not include text messaging opt-in data and consent, which will remain private and not be shared with any third parties.
Merger, Sale, or Other Asset Transfers
In the event of a merger, acquisition, financing review, reorganization, bankruptcy, receivership, sale of company assets, or transfer of service to a different provider, your information may be sold or transferred as part of these transactions, as allowed by law and/or contractual agreements.
SECURITY OF DATA
Data Retention
TheFundOne keeps your personal information, as outlined in this Privacy Policy, for the duration you use our services or as needed to achieve the purposes for which it was collected. This includes providing our services, resolving disputes, establishing legal defenses, conducting audits, pursuing legitimate business interests, enforcing our agreements, and complying with legal requirements.
Data Accuracy
To continue using our services, it is important to keep your personal information accurate. You can use the tools we provide on the service to update or delete certain details in your account, and you might also be able to do so through your linked Third-Party Account. If you need to correct any other personal information we have, you can submit an access request by emailing hello@thefundone.com with sufficient details of your request. TheFundOne may retain archived information you’ve provided during the process of obtaining or attempting to obtain services to comply with laws, regulations, legal processes, partner contracts, and our internal policies.
Data Security
TheFundOne strives to protect your Personal Data through commercially acceptable means. The security of your data is of importance to us. However, it is important to remember that no method is 100% secure due to the nature of transmission over the Internet or method of electronic storage.
Service Providers
Third party companies and individuals may be employed to facilitate our Service (“Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used. Under certain circumstances, to fulfill this requirement, these third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Analytics
Third-party Service Providers may be utilized to monitor and analyze the use of our Service.
US STATE PRIVACY RIGHTS
If you live in California, Colorado, Connecticut, Utah, or Virginia (each a “US State Resident”), please check our US State Privacy Notice. As a US State Resident, you might have additional rights concerning your personal information that we’ve collected, as detailed in our US State Privacy Notice, although some restrictions may apply.
CALIFORNIA SHINE THE LIGHT LAW
According to California Civil Code Section 1798.83, California residents can ask for specific details about the personal information we share with third parties for direct marketing purposes and the identities of those third parties. California residents can make this request once a year by reaching out to us as outlined in the Contact Us section below. However, we do not share personal information covered by the “Shine the Light” law with third parties for their own direct marketing purposes.
VERMONT RESIDENTS
For Vermont residents, we will only share your information in compliance with legal regulations. We won’t share your personal details with non-affiliated third parties for their marketing purposes unless you give us permission. Additionally, we won’t share your consumer report information with joint marketing partners or affiliates without your consent, except as allowed by law.
CONTACT US
For questions about this Privacy Policy, please write to us via email on hello@thefundone.com.
Google Analytics
Google Analytics, offered by Google, tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. Google may use the collected data to contextualize and personalize the ads of its own advertising network and share with other Google Services.
To opt-out of having your activity on the Service available to Google Analytics, install the Google Analytics opt-out browser add-on. This prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about your activity.
Please visit the Google Privacy & Terms web page for more information on Google’s practices and policies: https://policies.google.com/privacy?hl=en
Links To Other Sites
Our Service may contain external links to services that are not operated and/or managed by us. If you click on a third party link, you will be directed to that third party’s site or service. We strongly advise you to review the Privacy Policy of every site or service you utilize, even if you have consented to TheFundOne, as we have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Children’s Privacy
Our Service does not address anyone under the age of 18 (“Children”).
We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
Changes To This Privacy Policy
Our Privacy Policy may be amended from time to time and the most updated policies will become available to you on this page. We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the “effective date” at the top of this Privacy Policy. We advise you to review this Privacy Policy periodically.